What’s the #1 thing that prevents first timers from buying sooner? You guessed it! Saving for a down payment. It’s no secret that saving 20% can take a while… after all, it’s tens of thousands of dollars of your hard earned money. So what to do when it seems like you’ll never get there? This great article from the …
Why Care About Credit Anyway?
Why care about your credit score, anyway? If you’re considering purchasing a home, here’s an example of the impact different credit scores can make on your interest rates… which translates to your monthly payments… which dictates the price of the home you can afford. Example: 719 credit score $1,900/month for Home “A” -40 679 credit score +$60 $1,960/mo for same …
Recipe for a “healthy” credit report
What does a “healthy” credit report look like? I’ve read very similar opinions on the “ideal” credit report from a variety of courses including Money magazine, the free annual credit report website, a few different finance books, Kiplinger’s, and others. The general consensus from experts regarding a “healthy” credit report is as follows: 2 installment loans – home mortgage and …
What is a Credit Score?
What is a Credit Score? Your credit score is a number between 300 and 850. This number represents the statistical likelihood that you will repay creditors. Your score is based on 5 different areas, with some parts carrying more weight than others. 1. Your payment history – makes up 35% of your credit score Do you pay your accounts on …
How to Review a Title Commitment… by Title Co. of the Rockies
The link below will direct you to a great page by page guide to Title Commitment provided by Title Company of the Rockies. Title Commitment is one of the first documents you will receive, as a buyer or a seller, after going Under Contract. This primer breaks down each section of the document to help you understand what it all …
Road Map to Property Insuring Your Home… from the Stewart Title blog
A great list to run down regarding Homeowner’s Insurance. I found this on Stewart Title’s blog. https://blog.stewart.com/stewart/2013/12/12/road-map-to-properly-insuring-your-home/
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