13 Ways to Improve Your Credit… Starting NOW!

Kate Marrone Info on Home Financing Leave a Comment

What can you do to improve your credit?  Here are a couple tips to get you started… Start now!  Time is a huge advantage to have on your side.  Start making small changes now and working slowly on credit issues before you need the credit.  If you wait to resolve credit issues or establish credit history until you need the …

Recipe for a “healthy” credit report

Kate Marrone Info for Home Buyers, Info on Home Financing

What does a “healthy” credit report look like? I’ve read very similar opinions on the “ideal” credit report from a variety of courses including Money magazine, the free annual credit report website, a few different finance books, Kiplinger’s, and others.  The general consensus from experts regarding a “healthy” credit report is as follows: 2 installment loans – home mortgage and …

What is a Credit Score?

Kate Marrone Info on Home Financing

What is a Credit Score? Your credit score is a number between 300 and 850.  This number represents the statistical likelihood that you will repay creditors.  Your score is based on 5 different areas, with some parts carrying more weight than others. 1.  Your payment history – makes up 35% of your credit score Do you pay your accounts on …